Do I need to speak with the other driver’s insurance company?
Avoid speaking with the insurance company representing the other driver. You have the right to refuse to speak with any insurance agent that may contact you. Insurance claim reps will attempt to obtain information from you that can hurt your claim.
The insurance company may also attempt to settle with you before you have had a chance to speak with an attorney about your injuries. If you accept their settlement offer, you will not be able to pursue additional compensation. Do not sign any paperwork without first speaking with your insurance company or a lawyer.